Laurie Gill
Cabinet Secretary

DSS Mobile Logo Mobile Menu Button

Long Term Care Spousal Impoverishment Standards

The expense of nursing home or other institutional levels of care can rapidly deplete the savings of couples. Under the Medicaid spousal impoverishment provisions, a certain amount of a couple’s combined resources is protected for the spouse who is living in the community. Depending on the income of the spouse living in the community, they may have a certain amount of their spouse’s income set aside for their use as well.

  • Community Spousal Resource Allowance:
    • Minimum Resource Standard: $25,284.00
    • Maximum Resource Standard: $126,420.00
  • Home Equity Limit: $585,000.00
  • Minimum Monthly Maintenance Needs Allowance: $2,113.75
  • Maximum Monthly Maintenance Needs Allowance: $3,160.50
  • Community Spouse Monthly Housing Allowance: $634.13
  • Average Daily Nursing Home Private Pay Rate: $231.73
  • SSI Federal Benefit Rate:
    • Individual: $771.00
    • Couple: $1,157.00
  • 300% Special Income Limit: $2,313.00